Payments Blog

Last time we talked about why it’s worth your time to promote your restaurant on Pinterest. Today, we’re going to talk about practical ways to implement it. Just a bit of information regarding all social media. You can’t just log in and post one pin a month and expect to see any traffic for yo...

Since Pinterest first appeared in 2010, it seemed like another fad, a bulletin board for amazing DIY crafts, interior decorating, and yummy homemade chocolate chip cookie recipes. Now in 2016, Pinterest has not only continued to grow from an idea board for weddings and baking, but into a vital resou...

It’s an old question, Shakespearean even, “To be, or not to be?” Only with a POS system, the question becomes “To buy, or not to buy?” Er, rather, to buy, or rent....

So you’re in the market for a new credit card processing company, and you’ve found a good candidate to handle your business’ finances. You’re going through the steps to sign up, only to have your application declined. What happened? In all likelihood, there’s several reasons an application...

EMV Liability Shift Creates Opportunity for “Friendly Fraud” This gap in compliance and the liability shift has created an opportunity for what is being called “friendly fraud,” which is defined as fraud from an entity known by the merchant. How can this be you ask? To answer this question, ...

There’s nothing more gut wrenching than seeing a negative review about your company floating around online. There’s a lot of reactions that quickly go through our mind. Shock, disbelief, denial and even anger and we tend to remain stuck on those negative emotions and never move forward, or even ...

Ever seen the show “Kitchen Nightmares?” Even though it carries the stigma of reality TV, the show genuinely has some lessons for small restaurant owners to take to heart. The service industry is brutal when it comes to turnover rates. If you want to keep your staff around for awhile, you’ll h...

The percentage of fraud that happens with credit cards is enough to give a small business owner frightful dreams. Fraud is terrifying for a small merchant compared to corporate giants, since they don’t process millions of dollars of volume, the thought of one massive case of fraud is enough to put...

2016 has been a huge year for hiring employees at BNG. Within the last month, we brought on five new team members. Brady, our CEO, has been enthusiastic about the whole process, saying “It’s very exciting time here at BNG Team. Our four divisions are all growing, and having the right team member...

The worst roadblock merchants have to overcome when they want to work with a credit card processor is signing a personal guarantee. There’s a lot of anger and confusion with the thought of signing a personal guarantee with a credit card processor. We’ve seen many merchants sign every other part ...

Sometimes, as a restaurant owner, you have to oversee more than one location. Splitting up time between all your separate venues is a daunting, and exhausting task. Even if you manage to spend a fair amount of time at each location every day, there’s still a lot that can fall through the cracks. Y...

Dear merchant, As you know, our industry of merchant card processing is ever changing and very complex. There are constant changes to security standards and regulation as set forth by Visa and Mastercard directly that affect how we handle your merchant account and ultimately how you process credit...

Dear Merchant, As you know, our industry of merchant credit card processing is ever changing and very complex. There are constant changes to security standards and regulation as set forth by Visa and Mastercard directly that affect how we handle your merchant account and ultimately how you process c...

Dear merchant, As you know, our industry of merchant card processing is ever changing and very complex.  There are constant changes to security standards and regulation as set forth by Visa and Mastercard directly that affect how we handle your merchant account and ultimately how you process credit...

The credit card processing world is full of broken promises. Credit card processors can pledge to give you a lot of wonderful benefits, just to get you to sign up with them. The ugly truth is a lot of those pretty guarantees are hollow. We’ve seen a lot of sneaky tricks over the years that [&helli...

Chances are, if you’re a bustling restaurant in the Twin Cities, you’re relying on vendors to provide your food. Unlike retail, where the day revolves around scanning every item. Running a restaurant leaves little time for scanning inventory and counting lettuce leaves. Usually, you leave it to ...

Are you ignoring your liquor costs? Most merchants we’ve worked with in the food industry go through painstaking efforts to track every bun, every fry, every noodle, but fail to accurately record their liquor. Liquor is costly when ignored To be fair, we tend to see this trend happening more with ...

  There has been an awakening! The world has been flipped upside down. If you saw one of our earlier posts about American Express, you know we briefly touched on Amex having a little feature called Optblue that allows merchants to enroll in next day funding. Optblue continues to roll out changes fo...

We get it, you are a busy restaurant/bar owner, doesn't want to delegate tasks. You have to keep track of everything. You’re trying to make sure everything is running smoothly in the kitchen, items are tracked properly, and the overall day-to-day to keep your restaurant from bursting into flames! ...

  There’s nothing better than getting paid and seeing that wonderful sight of a full bank account. We’re going to talk about high dollar transactions and why they get slowed down being deposited into your merchant account. The traditional path of getting paid by your credit card processor usual...

Tablet POS systems are everywhere, and the popularity of mobile devices continues to grow in the technology world. We’re all for staying on top of advances in technologies. We trust and recommend PayAnywhere and Revel for our merchants. However, we wouldn’t recommend them to every merchant or b...

Ah the cash register, considered a staple sight of every retail store across America. The satisfying ring of the machine as it opens, and the fun of pressing those buttons to tally up a sale. Unfortunately, it’s not the 1900’s anymore, and cash registers are a remnant of the olden days. We do no...

  Chances are, no matter what kind of business you own, you have to deal with receipts. They love to clutter up your counter and your company accountant is probably buried under them. Here’s what is key to understand: whether you’re a retailer, restaurant owner, or manage your own IT firm, you...

  How many of you have heard of PCI Compliance? And how many of you are filled with anxiety or confusion when someone mentions PCI Compliance? PCI Compliance is a complex and broad subject. Merchants are told constantly they need to make sure they’re compliant, but aren’t told how to actually d...

Struggling to keep up with the ever-changing aspects of your retail business? It’s hard to own and run a successful retail business. It’s even harder to keep up with sales, product ordering, inventory, payments processing, and the like. It’s a competitive world out there. In light of all this,...

If you’ve read our previous blog about digital signage, you know why we’re fans of digital signage for small businesses. We briefly highlighted some of the ways digital signage can benefit your business. But did you know, digital signage can increase sales of featured item by 5 to 50%? And they ...

  We need to talk about electronic checks for a moment. As much as our world has become paperless, we still use checks every now and again. Chances are whether you own a retail store, restaurant, or a service company; you still have to take a few paper checks. That doesn’t mean you have t...

As we’ve expressed before, running a restaurant can be one of the most challenging businesses to keep alive. Many bright eyed owners end up failing when they try open their dream restaurant, shutting their doors and never recovering from their losses. If you want to open a restaurant, or, find you...

We’re pulling back the curtain on our industry, and discussing credit card processing rates. We’ve covered interchange rates, and other miscellaneous processing fees you’ll see on your statement, but today, we’re going to try and shine some more light on processing rates to help you understa...

    American Express (or lovingly referred to as AmEx), has been marked as a prestigious credit card for cardholders to have. Cardholders love the offers Amex provides for them, and are eager to use them. In light of this, there’s nothing more frustrating for a cardholder, then being...